Your personal finance command centre
Track every account, credit card, debt, subscription, and savings goal — all in one place. Then let the AI turn your numbers into a clear action plan.
No credit card required · Free plan available · Cancel anytime
Everything you need
One app. Complete financial clarity.
From daily expenses to long-term wealth planning — Budget Partner HQ covers every part of your financial life.
Smart Account Tracking
Savings, checking, e-wallets, and cash — all balances auto-updated from every transaction you log.
Credit Card Manager
Track balances, statements, payment due dates, and instalment plans across all your cards.
Debt Strategy Engine
AI evaluates Avalanche, Snowball, and Hybrid payoff methods and tells you exactly how to get debt-free faster.
Savings Goals
Create goals with targets and deadlines. Every contribution is tracked and your progress updates in real time.
Subscription Watcher
Log subscriptions once and let the system auto-record every recurring charge on the right billing date.
Invoice Generator
Create professional invoices for freelance work, track payment status, and record income automatically.
Monthly Allocations
Payday budget planner that splits income into obligations, savings goals, and safe-to-spend — in seconds.
AI Finance Assistant
Chat with your finances. Ask for summaries, log transactions by description, or get a personalised action plan.
Smart Notifications
Proactive alerts for overdue payments, high credit utilisation, savings milestones, and budget drift.
Getting started
Up and running in minutes
Add your accounts & cards
Connect your banks, e-wallets, credit cards, and cash accounts. Set your base currency and you're ready.
Log income, expenses & transfers
Record transactions manually, describe them to the AI, or let auto-logging handle recurring subscriptions.
Get a clear financial picture
Watch balances update in real time, receive alerts before things go wrong, and let the AI guide your next move.
Your AI finance partner — always on call
Ask questions in plain language. “How much did I spend on food last month?” “What's my safe-to-spend this week?” “Log ₱450 at Jollibee.” The AI reads your live data and gives you real answers — not generic advice.
You
“Am I on track to pay off my credit card by December?”
Budget Partner AI
“Based on your ₱3,200 balance and ₱800/month payments, you'll be clear by October — 2 months early!”
AI features are available on the Pro plan.
Simple pricing
Start free. Upgrade when you're ready.
No hidden fees, no feature-gating tricks. The free plan is genuinely useful. Pro unlocks everything.
Free
No credit card required.
Get started free- 3 bank / e-wallet accounts
- 3 credit cards
- 30 days transaction history
- Expense & subscription tracking
- Category & merchant management
- Spending notifications
Pro
or $8.29/mo billed annuallySave 17%
$99.50 / year total
Start Pro — 14-day refund window- Unlimited accounts & credit cards
- Full transaction history
- AI Finance Assistant (chat)
- Debt Manager + Strategy Engine
- Savings Goals & Contributions
- Invoice Generator
- Calendar View
- Monthly Budget Allocations
- Priority support
FAQ
Common questions
Yes. All your data is stored in an encrypted database (Supabase on AWS) with Row Level Security — meaning your records are strictly isolated from other users at the database level. We never sell your data, and we never share it with third parties without your explicit consent.
Pro unlocks unlimited accounts and credit cards (Free is capped at 3 each), full transaction history (Free shows only the last 30 days), and all premium features: AI Finance Assistant, Savings Goals, Debt Manager, Invoice Generator, Calendar View, and priority support.
Absolutely. You can cancel your Pro subscription at any time from your profile. You'll keep Pro access until the end of your current billing period and won't be charged again. No cancellation fees.
Yes. You can set your base display currency in Profile settings, and each account, credit card, transaction, and invoice can be recorded in any supported currency. The app currently supports PHP, USD, EUR, GBP, SGD, AUD, JPY, HKD, and more.
The AI is powered by a large language model (Claude or GPT-class) and has secure access to your own financial data via built-in tools. It can read your balances, summarise spending, help log transactions, analyse debts, and give personalised guidance — all within the chat. It never accesses other users' data and never stores your conversation beyond what you choose.
No. Budget Partner HQ is a personal finance organisation and tracking tool. Nothing in the app — including AI-generated suggestions — constitutes financial, investment, legal, or tax advice. Always consult a qualified professional before making significant financial decisions.
When you add a subscription with auto-log enabled, the system automatically records the transaction and advances the billing date on each due date. This keeps your account balances accurate without manual entry. You can also pause or cancel any subscription at any time.
Direct bank integration is on the roadmap. Currently, you can add transactions manually or via the AI assistant (just describe what you spent and it logs it for you). We're working on CSV import and open banking connectors for future releases.
The Debt Manager tracks all your loans and their balances, interest rates, and monthly payments. It runs an AI-powered strategy evaluation — choosing between Avalanche (highest interest first), Snowball (smallest balance first), and Hybrid methods — and shows you your projected payoff date and total interest saved.
New subscribers get a 14-day full refund window on their first payment. Renewals are generally non-refundable once the new period starts, but we review billing errors and exceptional cases on a case-by-case basis. See our full Refund Policy for details.
Take control of your finances today
Join Budget Partner HQ for free. No credit card, no contracts. Upgrade to Pro only when it feels right.